https://financialit.net/news/security/enfuce-challenges-global-payments-industry-go-beyond-compliance-launch-fortitude

Issuer processing powerhouse Enfuce unveils the Fortitude Pledge, a bold new compliance and security standard, that aims to eliminate 100% of financial crime risks across all Enfuce-processed card transactions. Because aiming to stop 100% of human trafficking, money laundering, and terrorist financing is not optional—it’s essential. Anything less than full commitment means accepting the unacceptable and that’s a compromise the industry cannot afford.

With the launch of the Fortitude Pledge Enfuce is setting a powerful precedent—one that places human dignity and integrity first. More specifically, Enfuce is committing to: 

Screening 100% of transactions

Flagging 100% of high-risk transactions

Blocking 100% of prohibited transactions

Reporting 100% of suspicious transactions

Training 100% of employees in anti-money laundering (AML)/counter-terrorism funding (CTF)  best practices

But Enfuce is not stopping there. Enfuce is calling on financial  institutions, businesses and industry leaders to move beyond checkbox compliance and join the Fortitude Pledge to take a clear stand against financial crime. Because this isn’t just about policy, it’s about protecting people and tackling the root causes of financial crime by rethinking how payments systems can be used—and misused.

The announcement comes at a time when fraudsters are becoming faster, sharper, and harder to stop, with devastating consequences for our communities. Powered by AI and advanced technology, they’re automating scams and exploiting weaknesses across the digital payment landscape at an alarming pace. As the world leans deeper into card-based transactions, financial crime is no longer just easier to commit—it’s more sophisticated, more scalable, and more dangerous than ever before. Card identity theft losses have increased by 200% since 2021(1) and human trafficking alone has become a nearly £400 billion industry(2).

While the payment industry and financial institutions are uniquely positioned to tackle financial crime, current regulations don’t go far enough to fully eliminate the risk of illicit financial flows – and consumers are starting to take notice. New research conducted by CensusWide on behalf of Enfuce shows that 63% of UK consumers believe that banks should go ‘above and beyond’ compliance laws and regulation to ensure that money is not used to fund illegal activities. While expectations are rising, understanding remains low. Over half of UK adults are unaware that money from card transactions, not just cash, can be used to support criminal networks. Alarmingly, 70% of young people (25-34) still hold this misconception, despite being the most digital savvy generation(3) . 

With the launch of the FortitudePledge, Enfuce commits to eliminating 100% of financial crime risks through all its card transactions, setting a new bold benchmark for the industry. In alignment with UN Sustainable Development Goal 16 (SDG 16), the pledge goes beyond compliance and raises awareness on the impact of human trafficking, money laundering, and terrorist financing.

The Fortitude Pledge reinforces Enfuce’s position as a leader in fraud prevention and compliance, and underscores its mission to advance ESG in the payment space. From launching humanitarian ‘first-aid’ cards for refugees to promoting financial inclusion for marginalised communities, Enfuce’s dedication to building an inclusive financial system has been recognised by the prestigious UN Global Compact Network Finland’s SDG Ambition programme—the world’s largest corporate sustainability initiative. With this new pledge, Enfuce is taking inclusive finance and consumer protection to the next level, while challenging the industry to raise its standards for compliance, security, and transparency.